Through our arrangement with JPL Wealth Financial Planners, we facilitate an extensive range of personal and business insurances.
Risk insurance policies are financial products that will pay the policyholder if the ‘insured event’ – such as becoming unwell and being unable to work – happens.
Insured events include things like temporary illness, permanent illness, temporary injury, permanent injury, or the premature death of the insured person. Risk insurances insure your good health, which is actually your most important financial asset. Insuring yourself against a loss of income or earning ability allows you to ensure that life for you and your loved ones goes on with the quality you want, even if something unwanted happens.
We provide a complete range of risk insurance services: death coverage, total and permanent disability (TPD), income protection, and trauma coverage. We help you calculate the type and amount of each coverage that you might need, as well as discuss other ways that you can protect yourself against financial loss.
We also show you how to minimise the premiums, especially after-tax, without unnecessarily compromising the quality of the policy or the level of cover that you acquire.
If cash flow is tight, we can assist you in finding ways to insure yourself that minimise the demands on your day-to-day income.